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Board of Directors

/Board of Directors

Veritas Finance is governed by an eminent board consisting of people with rich experience in financial services.The board guides the functions and operations at Veritas Finance and provides an effective framework, aimed at promoting actions and policies in line with the companies vision and mission, to the management.

D. Arulmany
Managing Director & CEO

D. Arulmany, is the Managing Director & CEO of Veritas Finance. Arul has more than two decades of experience most of which is in the financial services industry. He has been part of Cholamandalam DBS and has been credited with many new initiatives and been responsible and been part of the company’s foray into Light Commercial Vehicles, Three Wheeler Finance among other things. He also initiated the Captive DSA model and the Franchisee Model which helped the business expand to smaller towns and reach out to more than 300 locations. He was also a part of the Strategic Innovation forum at the the Murugappa Group and been considered by the group as a successful mentor of the Management Trainees.

Before starting Veritas Finance, Arul was associated with Aptus Value Housing Finance as President & CEO since inception. Arul joined Aptus when it was merely an idea and leading from the front, he was an integral part of building the organization, to become a formidable player in the affordable housing finance segment. He has been invited to be in the Selection Board of TAPMI and visits Major business schools regularly for lecturing the Management Graduates.

Arul is a Post Graduate Programme in Rural Management from (PGDRM) IRMA with graduation in Bachelor of Business Administration (BBA), Madurai Kamaraj University. He has also done his GMP from University of Michigan.

Abhijit Sen
Independent Director

Mr.Abhijit Sen served in Citi India as Chief Financial Officer – India Subcontinent for over 18 years. On retirement from Citi, Mr.Sen is associated   with E&Y from August 3, 2015, as an External Advisor, for their activities in the Banking and Financial Services Sector. He currently serves on several Boards including   IDFC Bank, Iindiafirst Life Insurance, Kalyani Forge Ltd, Trent Ltd. and Ujjivan Micro-Finance Ltd. and chairs the Audit Committees of IDFC Bank, Kalyani Forge & Trent Ltd in addition to participating on several other Board Committees. In the past, he has served on the Board of National Securities Depository Ltd   and has also been an External Advisor to General Atlantic.  As Chief Financial Officer, India Subcontinent – Citi, he   was responsible for the Finance function in India, Bangladesh and Sri Lanka for the entire Citi franchise including Controllership, Corporate Treasury, Financial Planning, Product Control and Tax.

Mr.Sen has a B.Tech (Hons) degree from the Indian Institute of Technology, Kharagpur and a Postgraduate Diploma in Management from the Indian Institute of Management, Kolkatta with Majors in Finance & Information Systems. Throughout his academic career, he was a recipient of numerous academic awards and distinctions.

M. Sivaraman
Independent Director

Mr.M.Sivaraman, former Managing Director of GIC Housing Finance Ltd, is  a veteran in the financial services  and has more than three decades of experience and has experience spreading across Corporate Finance, Accounting and Secretarial. He has handled senior management and leadership positions in insurance and housing finance and has rich experience in every facet of the financial services business. He has spearheaded various functions including, secretarial, business generation, marketing, recovery, claims, reinsurance and  bank assurance  while at United Insurance. As a Company Secretary at United India Insurance he has handled several critical situations during the various board meeting and several AGMs.

During His tenure as Managing Director at GIC housing Finance Ltd during 2007-2012, he improved the company’s loan portfolio and reduced the non performing asset to zero and improved the efficiency of the organization across all functions. He also identified fresh fund raising opportunities and reduced the cost of borrowing significantly.

Mr.Sivaraman is a Fellow Chartered Accountant (FCA) and a Company Secretary (ACS) by profession. He is also a FIII (Fellow Member of the Federation of Insurance Institutes in India).

N. Mohanraj
Independent Director

Mr.N.Mohan Raj, former Director & Chief Executive Officer of LIC Nomura Mutual Fund and Executive Director of Life Insurance Corporation, is a seasoned professional with rich experience spanning over three decades in financial services cutting across insurance, mutual fund, investment. As Executive Director (Investment & Operations) he was responsible for and in charge of deployment of over Rs 2,00,000 crore per year in debt and equity markets. During his tenure at LIC, Mr.N.Mohanraj has worked across the length and breadth of the country handling operations of branches and divisions of all the Zones and handled all functions including Administration, Audit & Inspection, Marketing, Training. He was a member of the High Powered Expert Committee, appointed by Ministry of Finance, Govt of India, on making Mumbai, an International & Financial Services Centre.

As a Nominee of LIC, he served on Boards of many companies including Punjab Tractors Ltd, HEG, Larsen & Toubro, Grasim Industries Ltd and Venture Funds like UTI VF, India Value Fund and IDFC Fund.

A passionate speaker, he has been the visiting faculty at FMS (Delhi), NIA (Pune). Mr.Mohan Raj holds a Masters in Economics from Loyola, Chennai.

Venkatesh Natarajan
Nominee Director

Venkatesh Natarajan, is the Managing Partner of Lok Advisory Services. He has been involved in microfinance and impact investing for 10+ years. He serves as a director on the boards of many financial services companies including Ujjivan Microfinance, Suryoday Microfinance, Equitas Finance. Prior to Lok, he spent 12+ years with Intel with experience spanning manufacturing, marketing and early stage venture investing. Venky holds an MBA from Cornell University and an M.S. in Electrical Engineering from Arizona State in Tempe.